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Simple is an entire bank/debit card. Square Cash, Venmo, etc can all be set up on your existing debit card. I certainly hope I don't have to switch banks to do mobile payments.


All of the other mobile payments things seem like they want to be your bank (but only sorta kinda sorta).

Simple is just that. A bank (or rather, a banking services provider. Us bancorp is the actual bank).

The tight integration with mobile payments, because of them also being a banking services provider, is absolutely flawless.


I use Simple, and Square cash, and I have to say that Square Cash is far superior for sending money to friends.




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