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Its called being a lawyer. Its more about form letters sent via registered mail and filing legal injunctions than talking on the phone.

A decade or so ago, I came within days of needing one merely to disconnect a DSL line.

Once the cost of fighting the collections agency and the cost of the hit to your credit record exceed the minimal cost of hiring the lawyer, its a pretty obvious move.

Not kidding around at all, although its probably a better topic for a law blog than HN.

The main problem they're likely to have is authentication. Helping people is fun. Helping people who like having fun by disconnecting other people (-ex's, etc) is a problem and you need to authenticate them cheaply.



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