All of these brilliant people have driven their institutions into the ground chasing rankings and fads like diversity and prestige buildings. Universities have taken on mountains of debt, and just like the portfolios of those university trained traders on Wall Street that destroyed the world a few years ago, they are very susceptible to unthinkable events like young people no longer finding college worth the money. It will only take a small decrease in enrollment rates for the wheels to come off. Bankruptcy is all but guaranteed.