I'm with you, but I guess users don't care (and I really don't get it).
None of the mobile finance apps I've used even have half the reporting ability I want (presumably because users don't care, and not because it wouldn't fit on the screen).
finance apps will soon automate that kind of things, and most probably the phone app will have it before the web version
there's resource rot it seems, desktop/web have less than the phone, and it shows
hp printer/scanner app is way leaner than anything they've ever released on windows (not saying much but still), same for my bank app it's a bit faster, and better designed (features and ui)
Like, have you tried doing data entry on a phone? Who is using these products?