> 40-50k, but if they are spending more than 25-30% on rent/mortgage they will have a real hard time making utilities, food, car, insurance, etc work.
And yet millions of families in the US alone are literally making this work. So that’s nonsense.
I have literally lived this. There is no goddamn reason spending more than 50% of your income to own a nice home in a good location is necessarily a bad allocation - there are far worse. It’s not for everybody but it isn’t inherently irresponsible. So what value does an arbitrary rule like 25% have - especially considering differences in absolute income - none whatsoever.
Finding suitable roommates is also not something anywhere near as easy as you make it sound.
Have a nice day. I know I’m not going to stop you spewing your inane life advice.
I've lived it as well. I have kids that live it. I have many friends that live it. Not sure why you need to resort to personal attacks, but, yes, it's obvious this discussion won't be fruitful.
Again with that clueless equivocation.
> 40-50k, but if they are spending more than 25-30% on rent/mortgage they will have a real hard time making utilities, food, car, insurance, etc work.
And yet millions of families in the US alone are literally making this work. So that’s nonsense. I have literally lived this. There is no goddamn reason spending more than 50% of your income to own a nice home in a good location is necessarily a bad allocation - there are far worse. It’s not for everybody but it isn’t inherently irresponsible. So what value does an arbitrary rule like 25% have - especially considering differences in absolute income - none whatsoever.
Finding suitable roommates is also not something anywhere near as easy as you make it sound.
Have a nice day. I know I’m not going to stop you spewing your inane life advice.