NY currently greatly restricts how health insurers can discriminate on price based on age to the point that age basically isn't a factor. But most states allow for a ~3x price difference based on age. The other state with a similar rule, Vermont, has a form of single payer insurance as well

It's the federal Affordable Care Act (Obamacare) that limits price discrimination based on age to 3×. A few states do compress that even further.

https://www.valuepenguin.com/how-age-affects-health-insuranc...