We really need a way to facilitate money transfer between one or more parties. There are way too many middlemen (credit card processor, credit card network, bank fees, merchant fees, exchange network fees, ...) that artificially inflate the cost of products and services.
This is likely worsened when you consider transactions between parties in different countries.
That was the intention of things like https://nano.org/. If merchants started offering products 3-5% off for paying with crypto, they would probably come out ahead.
This is likely worsened when you consider transactions between parties in different countries.