Why should the bank/institution be responsible for protecting individuals from themselves? They don't have police power- protecting people from bad actors is like, the reason to have a state. If the state wishes to farm it out to third parties, then we don't need the state anymore!
Yea I have no idea why the original commenter thinks Banks should have the power to tell me what I can and can't do with my own money.
It's nice that Zelle has checks and identity information shown to you when you're sending money, but if I click through 5 screens that say "Yes I know this person" but I actually don't.....no amount of regulation is going to solve that.
Banks absolutely have that power and will stop transactions that seem suspicious or fraudulent already, no? Sometimes they'll call/text to verify you want it go through. I imagine that type of thing but cranked up for accounts flagged "vulnerable" where a family or the person themselves can check a box saying "yes, lockdown this account heavily please" (or whatever you can imagine, idk, I'm not a bank)
The bank/institution is where the money is leaving from therefore they should implement policies that protect vulnerable customers like seniors, for example. I don't know how that looks but it seems reasonable that they could put limits on an account flagged "vulnerable person"
I'm not sure what you're getting at with the rant about police power and a state? Google isn't the government either. What would legislation provide that banks can't already do today?
Sure, there are things banks can do, and those are features they can market. But ultimately, if the state isn't pursuing criminals who prey on the vulnerable, then society as we know it has failed and we would need a new society, or a new state, or both...The bank can't arrest anyone!
I never said anything about it being Googles responsability, I agree it is not. And the only legislation that might be necessary over what we have is a budget directly to go after criminal fraudsters.
Fraud is already illegal, the issue is that these scammers reside in other countries. I don't doubt there could be pressure applied from really high up at the diplomatic level but I highly doubt the FBI for example is going to be able to do anything even with legislation.
A few apps have been showing pop-ups warning users in advance that they are not going to do the verification. Obtanium is definitely on of them. I think I saw something similar on NewPipe.
It says they will not comply with whatever registration is required. It does not say specifically what they will do, in part I assume because they had not been given enough specifics (for example if it remains possible to sideload but not to be in a third party app store, would they continue to develop with that diminished accessibility?). Additionally YouTube itself has been making some system changes that, outside NewPipe's control, may make it functionally impossible to use the service without being logged into a Google account, so they may be suggesting that they think the writing is on the wall for them.
Thats not at all what this ruling said. What the courts found was that an AI cannot hold copyright as the author. That copyright requires a human creative element. Not that anything that was generated by an LLM can't be subject to copyright.
As an example, a photo taken from a digital camera can be subject to copyright because of the creative element involved in composing and taking the photo. Likewise, source code generated by an LLM under the guidance of a human author is likely to be subject to the human authors copyright.
> That copyright requires a human creative element.
Sure, but the aim of that creative element would also be a consideration I'd think (and lawyers will argue). If someone sets up a camera on a 360° rotating arm and leaves it to take pictures at random intervals, it's unlikely to be considered "creative" from a copyright perspective.
Same for source code generated by an LLM, with the primary guidance of the human author being to "create a copy of this existing thing that I got", vs "create a thing that solves this problem in a way that I came up with". The former is recreating something that already exists, using detailed knowledge of that thing to shape the output. The latter is creating something that may or may not exist, using desire/need and imagination to shape the output. And I can't see reason for the former to be copyrightable.
But also, in either case, an ultimate objective was achieved: liberating the thing from its "owners" and initial copyright.
> As described above, in many circumstances these outputs will be copyrightable in whole or in part—where AI is used as a tool, and where a human has been able to determine the expressive elements they contain. Prompts alone, however, at this stage are unlikely to satisfy those requirements. The Office continues to monitor technological and legal developments to evaluate any need for a different approach.
But let's assume that the viktor prompts themselves were subject to copyright. In this case those prompts were used to generate documentation which was then used to generate an implementation. It's certainly not a clean room by any stretch of the imagination but is it likely to be deemed sufficient separation? The entire situation seems like a quagmire.
No. It's certainly not a goal. And even if it can somehow happen, soneone could be resigned or drugged, it's different from something like "happy to die".
This question itself seems to be a perfect example of the point that the word is worse than meaningless. Worse because people use it like it has a useful meaning.
One can die in a state that has a lot of the qualities or features that overlap with other states that people call happy, but that doesn't make them equal or equivalent.
What emotion must people be feeling when they die then?
> the word is worse than meaningless
It seems as though you are redefining it to be meaningless, then projecting that onto everyone else. Is it not curious to you that everyone else takes no issue with its usage?
I don't know about Italian law, but in the US tax evasion is pretty difficult in many cases to prove. It is illegal in the US to deliberately defraud the IRS to evade paying taxes, it is not illegal to make a mistake, or claim a deduction you think you can claim when the IRS decides you can't, etc. So prosecutors must prove you had an intent to evade taxes you knew you owed. Because they can rarely meet that bar, criminal charges are rarely brought.
it's for the civil part. (so you need to show the tax office some paper trail that you based your filings on. invoices, bills, contracts, emails, receipts. and if they are formally okay, then the tax agency has to show that they are just fake papers.)
as far as I understand the criminal part still considers intent and so on (and has a higher standard for burden of proof), but if you file for VAT return and then you have zero invoices (and so the numbers simply don't add up) the court can easily find that there was intent to defraud the state. (and then sentencing is based on the amount of damages.)
In Missouri, the current proposal is to put it up to a vote, so Missourians will decide what they want. There are safguards builtin where the income tax is only phased out if there is revenue to replace it. Its an interesting experiment setup.
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The way to make a consumption tax progresive is with a prebate, or if you want to be more complicated, a rebate. With a prebate, every citizen or resident would recieve a check each period for the amount of the consumption tax up to the spending level you set as the curve for regresiveess, such as the federal poverty line.
It would be difficult for Missouri to implement a prebate on its own due to the proximity of the population to other states! (Residents could take the prebate, then travel across state lines to spend it, resulting in a huge loss to the state).
Income taxes are complicated to collect, subject to massive violations of privacy, and generally provide more perverse incentives than consumption taxes.
Given the experience I've had with MO's legislature, I don't have a lot of trust in them to do anything that directly reflects the majority desire. Ultimately they have clearly shown a preference towards Republican dogma than democratic norms, so I fully expect the income tax removal to go through regardless of the balance sheet.
Contact your senator and ask them. Call your senator's offices and ask to meet with them or a representative in person, they can schedule an appointment, and most maintain offices in major population centers in their states.
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