Work from the office but closed off in a meeting room/private office and never talk to anyone in person? Or work remotely but you have to do it from a noisy coffee shop and the company provides a card to buy snacks?
Not sure about the fees part, my quick search shows it's 0.6% for businesses to receive money, at the first glance this seems cheap indeed, but there are other tricks in it, unsurprisingly.
It charges you 0.1% for withdrawal once you used up the initial 20K RMB quota, and the real profit driver is its own credit part, if the customer paid using credit from Alipay, which the company agressively promotes to users and urges to be set as default, the fees for businesses then adds another whopping 4%. Would they raise fees even higher? I think they want to. The duopoly raised fees in lockstep before.
It isn't that much different from other card organisations, except theoretically it encourages users to put cash on their platform's various funds and pay with credit it offers so it doesn't need to pay a clearance fee for every transaction. It takes away the protection for customers by credit cards, offers guarantee of receiving money without disputes to businesses.
So it really comes down to the time saving from processing cash vs the cost, since paying with bank cards or gift cards are uncommon in China, and usually you need to type your PIN as it's required by banks even for credit cards to avoid their fraud responsibilities. And the public inertia of not wanting to bring cash they are trying to build.
Do people have to pay transaction fees for using their bank cards in the US? At least over here in .nl there are none of these fees (as a consumer) and we have free NFC payments with your regular bank cards or Apple Pay etc.
EU caps the transaction fee of banks to like 1%. (which is paid by the seller).
NL is a bit of a special cookie here, companies in NL don't like paying 1% transaction fees, so most companies only accept MAESTRO. Because Maestro has lower tx fees.
Every time I visit I can't pay for anything with my VISA or Mastercard. It's rather frustrating.
Yeah nobody uses credit cards because of these fees. However, I have never heard of a 1% fee on regular bank card transactions. I know there used to be a 25 cents fee for consumers when they wanted to pay small amounts by cards, but nowadays shops promote payments for this as well and it’s free everywhere. I think it’s a few cents per transaction for the seller.
This is true, but it always takes me a long time to get my setup just right: bookmarks, search keywords, extensions, preferences, getting the address bar history primed...
This would be great for archival - so I can search - I want to know last year when I was on Project X about some things that would be useful right now....
pretty sure the Rescue Profile thing or Reset Profile mentioned above makes a backup copy and puts it on your desktop. Its in the usual profile dir for your OS either way, ~/Library/<something> on OS X and wow it's been forever since I used windows but under your user dir.